Texas law states that only 3 percent of a new loan amount can be used for specific closing costs. These costs include appraisal fee, broker fee, cost of a survey and title, and underwriting. This rule protects the borrower from being charged excessive fees. However, it can be a drawback on small loans, where aeon credit personal loan indonesia closing fees must be slashed, causing some lenders to shy away from markets where real estate values are on the low end of the spectrum.
12-Day Rule. On all Texas cash-out refinances, borrowers must wait at least 12 days before the loan can be approved by an underwriter.
This allows the borrower time to make sure a refinance will best serve his needs and lenders to make safe loans.
Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees aeon credit personal loan indonesia be higher than state-licensed lenders.
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